Debt Help Center USA

Home | Debt Settlement | Credit Repair | Bankruptcy | Debt Consolidation

Credit Repair Credit repair is the process of correcting inaccurate information that is on your credit report.  Most credit reports have wrong information.  The Fair Credit Reporting Act makes it mandatory that credit reporting agencies remove incorrect information from your credit report within 30 days of you notifying them that it is incorrect.  You can get your credit reports for free once per year from each agency.  This website www.annualcreditreport.com was set up by the reporting agencies to be in compliance with the law.  This is the only site that you can get all your credit reports without signing uo for some kind of gimmick or credit monitoring service. How Credit Repair Works - Disputing Information If you dispute the information on your report, you ought to do using snail mail rather than the online forms.  The reason is that the credit reporting agencies will take longer to verify information on your reports if the requests are made by postal mail.  They have to open the envelopes, read the mail and manually process the request.  Often this will cause delays and in order to be in compliance with the law they have to remove the item from your report. You can not get accurate information removed.  There is no Credit Fairy. Home | Debt Settlement | Credit Repair | Bankruptcy | Debt Consolidation

Helpful Consumer Links Loanfix.us -  National Mortgage Help Center Credit Fairy -  Credit Repair Help LendersCompete.com - Where lenders compete for your business